I know I am. I currently have 1 credit card out with $800 on it, and then I have a student loan of about $5k out in my name as well. Sometimes it isn't easy keeping up with it all, but then I realize that there's people who owe a lot more than me. The great part is though that there's a lot of debt companies out there who'll help make the payments on your credit card debt a lot more managable by consolidating your debt into one, low monthly bill.
One of my favorite companies out there right now is Netdebt.com. They're the only site out there that lets you enroll entirely from the internet alone! No more wasted time meeting with a "credit counselor" when you could be focusing on methods to pay off that debt. No need to feel embarassed because some stranger is going to know how much you owe! Sign-up is easy and can be done in a matter of minutes, and there's always an online representative ready to help.
There's also a really great savings calculator on their site too! It'll tell you how much you're saving every month just buy consolidation all of your credit card debt!
2 comments:
Hey Thanks for the kind words
yeah, the real trick is to just get after paying it off and down sizing. its become such a typical thing for people to just be making payments on things that have interest because then ultimately you pay over twice as much. buy less than you can afford and start attacking debt and saving to be able to buy things in cash. i just read the book total money makeover and it sounds like a similar philosophy.
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